Investment Return Calculator

Calculate your investment returns and understand your portfolio performance. Track your gains and losses over time with inflation-adjusted returns.

Investment Return Calculator

How to Use This Calculator

  1. Enter your initial investment amount
  2. Input your current investment value
  3. Specify the investment period in years
  4. Add any monthly contributions or withdrawals (optional)
  5. Set your expected inflation rate (default: 2.5%)
  6. View comprehensive return metrics including real returns

How Investment Returns are Calculated

Investment returns are calculated using these formulas:

Total Return = ((Current Value - Total Investment) / Total Investment) × 100%

Where Total Investment = Initial Investment + Net Contributions

Annualized Return = (1 + Total Return)^(1/n) - 1

Where n = Investment Period in years

Real Return = ((1 + Total Return) / (1 + Inflation Rate) - 1) × 100%

Adjusts returns for the impact of inflation

Time-Weighted Return = (Current Value / Total Investment)^(1/n) - 1

Measures compound growth rate independent of cash flows

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